I turn 27 years old today.

Here’s my previous posts on the same day:

Twenty-six years old
The Existence of 24 years old on this Planet Earth.
I turn 25 today.

Like I said last year, I’m gonna write a post on my birthdays, it feels like giving a gift to myself because the ability to write is a gift itself. So, I have 3 years left to 30. Wow. Time’s flying by. A lot has happened since my last birthday. I moved coast to coast, from DC to California. Ha I don’t have a Subaru WRX anymore, now Honda Element where she and I shall go far. I’ve already slept overnight in it at Lake Tahoe; that was cool and fun. Gonna do more of that soon.

One big thing I’ve accomplished is that I have managed to maximize my 401k. That is $15,500 a year and company matching half of that so I am saving $23,250 a year plus interests and most importantly, zero debt. Well, I suppose that is another achievement too. Doubt I will become a homeowner because costs around here are ridiculously high and I’m constantly amazed at how people continue to find ways to buy houses at like 500k or higher. That’d be paying a loan forever. People who are in debt, get advice from experts by visiting https://nationaldebtadvice.org.uk/debt-solutions/debt-consolidation/. You may also visit sites like https://companydebtadvice.org.uk/ if you need help managing your business debts.

Renting Makes More Financial Sense Than Homeownership

“What about the pride of home ownership?”

It’s not for me. I define ownership as no longer having to pay for something and being able to do as I please with it. I have my own coffee maker and I also own some of the coolest coffee mugs. For more custom drinkware options, click the link to see more. House owners must pay taxes each year even when their mortgage payments are done. In certain markets they can’t even make changes to the houses they’ve paid for without seeking the approval of others and hiring hvac maintenance chattanooga tn to maintain it. Personally, I feel the pride of ownership for shares of businesses, and I’m proud to occupy a nice place while leaving the burden of poor returns and maintenance to someone else.

Unless I move to a state where a house can be bought 200k or under, I might reconsider. For now, nope. I am happy with where I am now, all of my basic needs are met and I’m having a time of my life. I’m gonna explore life, make friends and help others. I know I’ll be comfortable later in my life, with a house or not. Just a roof over my head is good enough. I share a nice well-maintained apartment with a great roommate who is Japanese and is fluent in four languages. Ofc, ASL is one of them. We met through Craigslist and turned out that we have some mutual friends. How small world.

This year, I’m gonna do a lot of activities. I plan to become a member at a golf course, play in tournaments and see where I stand at. I’m gonna do more of running, rockclimbing, snowboarding, traveling, learn how to surf, camping, hiking, working out, dancing, basketball, take more pictures, building websites/apps, watch more movies, and writing.

Tonight, I will have a bday party at Dave n Busters and it’s gonna be a lot of fun. :-) See you all there!